Here’s a cheat sheet with the key facts you need to know about Open Enrollment:
HealthCare.gov Deadlines: For the 38 states using HealthCare.gov, Open Enrollment begins on November 1 and ends on December 15. December 15th is the FINAL deadline to enroll for 2020. If you miss this deadline, the only way to get coverage in 2020 is to have a qualifying life event.
Non-HealthCare.gov State Deadlines: Here’s a rundown of the states with their own exchanges, websites and in most instances extended deadlines:
Renewing Coverage: If you already have coverage, Open Enrollment is the time to compare your options. Plans, prices and financial assistance change every year and most people can save money by actively renewing their coverage.
24/7 Call Center: To enroll or get assistance, people can call the Marketplace call center 24/7 (except Thanksgiving) during Open Enrollment at 1(800) 318-2596 and talk to a trained enrollment specialist.
In-person assistance: Confidential, unbiased in-person assistance is available - you can make an appointment here. You can talk through your family’s individual situation with a trained enrollment specialist, agent or broker.